Friday, March 5, 2010

THANK YOU SECRET SERVICE - ID Theft Old School Style

I wanted to take a moment and dedicate an entry to thanking the US Secret Service.

Those that know me in “real life” know that my apartment was robbed in August of 2008. It sucked liked you can imagine. To come home after work and have every electronic device and other items gone and having the place totally trashed obviously sucks.

At the time the local police didn’t find the person that did it and closed the case. They let me know in a letter.

Fast forward to last month and I received a message from a secret service agent in the Washington D.C. field office telling me that I’m potentially a victim of ID theft. Like most people that come to this blog I’m fairly good at protecting private information on my computer. I run security measures and have anti-spyware/virus running. I use complex passwords, etc. So my first thought went back to the robbery.

When the agent called me back he told me that they had found some of my old military documents and student loan documents during a raid on a local house. It turns out the guy that robbed me had gone and stolen the master key from several apartment complexes and then broke in after that. I always thought it could have been inside job from someone that either worked or had worked for the apartment complex because there was no forced entry but now I found out why it was so clean.

In the immediate aftermath of the robbery I knew all my physical stuff was gone but I didn’t realize that he had taken my documents. There was crap all over the place and every drawer was dumped (like you see in a movie or TV show) so in terms of documents I didn’t know what was missing (mistake 1)

However that day I did remember all the lifelock commercials and signed up for their service within 30 minutes of the robbery. Some things I wish I would have done differently now looking back and hopefully lessons learned for people reading this.


  • Scan and backup all important documents and take those backups off site or backup to the cloud (many services available). I did backup to encrypted hard drives but those were all in my apartment. One of the things that saved me is that he didn’t take my external hard drives. All three he just unplugged and tossed to the ground but he may have not known what they were. (if he would have taken those it would have been a much harder thing to deal with)

  • Get renters insurance if you live in an apartment. My number 1 mistake in my opinion. I thought that because I lived in a decent neighborhood I didn’t need it and never got it. It was only around $125 a year once I got it after the robbery

  • Take an inventory of all your documents. I had documents in some file folders in different places and that is why I didn’t realize they were missing. I didn’t have good inventory control

  • If you can afford an alarm system get one; but what I’ve realized is just a siren is probably good enough. The local police don’t come to alarm calls with lights and sirens unless there is eminent danger. I once made it home in 20 minutes during a false alarm (I got an alarm system after the robbery). I beat the cops to the place. I understand why they don’t come with lights/sirens but the robber won’t know if the alarm system is armed or not.

  • If you can’t afford an alarm system or don’t want to pay just get the stickers and put them up. Easy enough to get them from eBay

  • Sign up for some sort of monitoring service. I went with lifelock because that is what I could remember the day I got robbed but there are a lot of good companies that do this.

  • Encrypt anything you don’t want seen if your computer gets stolen. I don’t encrypt everything (for instance my music); but documents and anything of real value gets encrypted

  • Get some sort of small safe for important documents (passports, birth certificates, etc). These are not super expensive. For an apartment you can get one fairly cheap. It may not bolt to the ground and he may have taken it but it would have been hard for this amateur to break into it.




The one thing I’m still torn on is a gun. I didn’t have one in the apartment because I thought anyone that broke in while I was there would get to me before I could go for the gun (small one bedroom). This guy also went through every nook and cranny of the place and would have found the gun if I had it out. What if I would have walked in on him during it and he had my gun…could have been ugly. If I would have had it in a safe then he would have taken the safe but that would have been much safer.

So far it looks like my ID hasn’t been stolen or used. I’m still monitoring the situation and have put out alerts to my creditors.

The secret service agent was very cool and is going to get my documents back to me. He also told me the local police are going after the guy on all the robbery charges but the secret service is going after him on Federal charges for the ID thefts. The agent said “we hope to put him in jail for a long time”. Again THANKS to this agent and the entire secret service!!

I hope no one that reads this ever has to go through a robbery but in the end the important thing is that people are safe and things can be replaced (I know that is a cliché but it is true)

...last but not least, if anyone knows how to get fingerprint dust out of a carpet please comment and let me know :)

6 comments:

  1. Great post. I'm happy to hear that the Secret Service is after guy that broke in, and that they were able to recover some of your documents.

    I'd recommend getting a safe that's fire resistant. There is nothing worse than coming home to find all of your belongings on fire.

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  2. A great mentoring post Mike, I found it very helpful and I wish you the best luck for remaining ID theft concerns.

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  3. Thanks for the lessons, very instructive.

    As for a (your) gun, allow me this suggestion: get a carry permit, if your state allows it then learn how to use it. That way, it's always on you.

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  4. @Garrett...great point about the fire proof safe. I actually bought some fire extinguishers for the new place too.

    @Rick...thanks a lot

    @Fred, I live in Virginia and we do have lose carry laws so I could do it. The issue is I work in a lot of federal buildings and in DC from time to time so I couldn't take it everywhere with me.

    I moved to a townhouse last month and now I have several flights of stairs to my bedroom. I could get to a weapon before an intruder gets to me so I'll probably get something to protect myself.

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  5. Hey Mike, it's Joe Thompson :) As far as a gun, you're right -- it's something you don't want grabbed while you're not around. Depending on whether you rented or bought, they do make gun safes that can be structurally fastened to studs or joists -- you can even get one of those hidden gun safes mounted behind the wall and put a fuse-box panel or something in front of it. (Nobody ever looks at the fuse box, right? I never saw the guy in To Catch a Thief do it, anyway.) Or you could mount it under the floor in a closet.

    Lots of good info here:

    http://www.internetarmory.com/safes.htm

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  6. Just found your blog while looking up some AD related stuff.

    I had my identity stolen in June 2010. Following that event, I had to file the usual fraud alerts with credit agencies.

    Don't let those fraud alerts expire for at least 72 months according to the service I'm using. I'm a big Dave Ramsey fan, so I'm using the service offered through Xander Insurance and while they will maintain the alerts for me going forward, they did advise me to double check and insure there are fraud alerts on file for the next 6 years at least.

    Beyond that, I strongly recommend that if you do buy a gun, you also get some kind of secure locker for it if you're leaving it home. There are a number of bolt-down options in this area, and if you're in the handgun market that's the best way to go for a single weapon.

    The best home defense weapon of all though, is a shotgun, and for that you'll need a rifle locker or gun safe to make it secure when you're not there.

    If you're living in an area that is prone to home invasions, then you're going to need to consider keeping the weapon, regardless of type, in close proximity wherever you are in the home. Home invasions are becoming increasingly sophisticated and the perpetrators are becoming known for multiple simultaneous points of entry. That being the case, you aren't likely to get to your weapon in a time of need.

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